Assurance of Support AoS

Helping a loved one migrate to Australia is a significant commitment, and in some cases, offering an Assurance of Support (AoS) is a crucial step. An AoS is a legal and financial obligation ensuring that visa applicants do not rely on government assistance while settling in Australia. If you’re considering becoming an assurer, here’s everything you need to know about your responsibilities and the application process.

What is an Assurance of Support?

An Assurance of Support (AoS) is a formal commitment between the assurer (an individual or organization) and the Australian government. The assurer guarantees financial support for the visa applicant (the assuree) to prevent them from depending on government welfare during their initial period in Australia. This financial safeguard allows the Australian government to ensure its social support system remains protected while assisting new migrants in their transition.

How the Assurance of Support Works

For certain family visas, the Australian government may require an AoS to ensure that the assuree has financial backing. The assurer agrees to cover essential living costs should the assuree face financial difficulties, reducing the need for government support.

If the assuree requires financial assistance and the assurer fails to provide it, the government may recover costs from the assurer, including withdrawing from a security bond if one was lodged.

Who Can Provide an Assurance of Support?

To become an assurer, you must meet specific eligibility criteria, including:

Being an Australian citizen, permanent resident, or eligible New Zealand citizen.
Being at least 18 years old.
Demonstrating financial capacity to support the assuree.

In some cases, organizations (such as charities) may act as assurers, though this is less common.

Duration of the Assurance of Support

The period for which an assurer is responsible depends on the visa type:

One-Year – Generally for some humanitarian visas.
Two-Year – Applicable to certain family visas.
Four-Year – Required for specific parent visas.
Ten-Year – Typically for contributory parent visa categories requiring a long-term financial commitment.

How to Apply for an Assurance of Support

The application process involves several steps, usually managed by Services Australia:

Initial Registration: Express your intent and verify eligibility with Services Australia.
Financial Assessment: Submit proof of income, assets, and financial obligations to demonstrate financial capability.
Lodgement of Guarantee: In some cases, you may be required to provide a security bond via a bank guarantee or term deposit with the Commonwealth Bank of Australia.

When an Assurer Cannot Provide Support

If the assurer cannot meet their financial obligation and the assuree requires government assistance, the security bond may be used to cover these costs. The assurer may also be required to reimburse the government for any financial aid provided.

Key Considerations Before Providing an AoS

Legal Responsibility: An AoS is legally binding and must be upheld for the full duration.
Financial Readiness: Ensure you meet the financial requirements before committing.
Visa-Specific Terms: The duration and conditions of an AoS vary depending on the visa category.
Irrevocability: Once granted, an AoS cannot be withdrawn, even if personal or financial circumstances change.

Final Thoughts

Offering an Assurance of Support is a meaningful way to assist a loved one’s migration journey, but it comes with significant legal and financial responsibilities. Before applying, consider whether you have the stability and commitment required for the assurance period.

For further details, visit Services Australia’s Assurance of Support page.

Aurelia Legal specializes in assisting clients with family visas. With over 30 years of combined migration law experience and many successful family visas, Aurelia Legal can help you understand the AoS process and help file for your family visas. We provide guidance on visa options tailored to your family’s needs. Our experienced team is committed to making the migration process as smooth as possible. Contact Aurelia Legal today for expert advice on family visas and Assurance of Support requirements.

DISCLAIMER: This blog is for general information only. Legislation may change from time to time. Please refer to the latest legislation for current details.